Can I still get finance for a supercar with CCJs?

Most lenders will take a negative view of your finance application if you have any CCJs. If your application then applies to a high value supercar then it proves even more challenging to get finance with CCJs. A lot of lenders will have a system that simply declines applications with CCJs or will have a much lower loan offer than you need to make your purchase if you have poor credit.

Why such the negative impact of a CCJ (County Court Judgment) in some cases it may be a small matter of a forgotten parking ticket, but the fact that it ended up in a court and the judge granted the judgement shines a dim light of how you manage your affairs. In some cases the CCJ may be for something bigger altogether. Having a lease purchase with poor credit, CCjs becomes more challenging.

Fair comment, but should you be penalised for a parking ticket or a different matter for a CCJ that was granted 4 years ago? A CCJ stays on your credit file for 5 years.

Here at GT HUB we take a detailed look at the applicant and any adverse credit they may have on their file. We take the time to understand the circumstances and the potential risk to their ability to repay the loan. If you are looking to finance a supercar but have CCJs GT HUB can help.

Our underwriting team will get to know you and your business, source of income and circumstances. We look for reasons to say yes. You may bee eligible to finance your next supercar or SUV with one of our lease purchase agreements.